- debx();
- function debx() {
- $dkm = 240; //贷款月数,20年就是240个月
- $dkTotal = 10000; //贷款总额
- $dknl = 0.0515; //贷款年利率
- $emTotal = $dkTotal * $dknl / 12 * pow(1 + $dknl / 12, $dkm) / (pow(1 + $dknl / 12, $dkm) - 1); //每月还款金额
- $lxTotal = 0; //总利息
- for ($i = 0; $i < $dkm; $i++) {
- $lx = $dkTotal * $dknl / 12; //每月还款利息
- $em = $emTotal - $lx; //每月还款本金
- echo "第". ($i + 1)."期",
- " 本金:",
- $em,
- " 利息:".$lx,
- " 总额:".$emTotal,
- "
- ";
- $dkTotal = $dkTotal - $em;
- $lxTotal = $lxTotal + $lx;
- }
- echo "总利息:".$lxTotal;
- }
- function debj() {
- $dkm = 240; //贷款月数,20年就是240个月
- $dkTotal = 10000; //贷款总额
- $dknl = 0.0515; //贷款年利率
- $em = $dkTotal / $dkm; //每个月还款本金
- $lxTotal = 0; //总利息
- for ($i = 0; $i < $dkm; $i++) {
- $lx = $dkTotal * $dknl / 12; //每月还款利息
- echo "第". ($i + 1)."期",
- " 本金:",
- $em,
- " 利息:".$lx,
- " 总额:". ($em + $lx),
- "
- ";
- $dkTotal -= $em;
- $lxTotal = $lxTotal + $lx;
- }
- echo "总利息:".$lxTotal;
- }
- exit;
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